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Frequently Asked Questions

How Many Credit Card Applications should I fill out?

What kind of Credit Cards should I Apply for?

What are the basic qualifications to be approved for a credit card?

What does APR stand for?

What do the credit card companies look for when deciding on whether or not to approve my credit card applications?

What does Grace Period Mean?

What is the difference between online and regular mail credit card applications?

How long does it take for my credit card applications to be approved?

Should I apply for a department store card or some sort of other credit cards?

Do I have to read the Fine Print?

Are Rewards/Air Miles or low interest credit cards better for me?

What is my next step if my credit card applications have been declined?

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