Credit card with no annual fee and rewards

  Getting a good credit card with no annual fee and rewards is the goal of many people who are looking through the many and many online credit card applications that are available.  But can you really get a good credit card with no annual fee and rewards?  We all know there are credit card applications out there for one or the other but is it possible to get both?  It all depends on what kind of rewards you are looking for.

  Most of the reward credit card have an annual fee and that is how they part pay for the administration of the points or reward system they are using.  These cards do not necessarily end up costing the companies more to run as they still charge a pretty high interest rate as compared to the low interest credit cards.  But you can find a credit card with no annual fee and rewards but your choices for the types of rewards are going to be more limited.  There are a few of the good credit card applications that fit this description.  Currently the American Express Blue Cash and the Citibank Dividend Platinum Select cards both have good cash back programs that have no fee.  I prefer the cash back reward credit cards as they have no blackout periods and everyone will use the cash.  The majority of people who have rewards cards never actually cash their points in.

  There are a few other good offers but they are not a credit card with no annual fee and rewards.  Many of these credit card applications and offers will give you a bonus of 10,000 points or airmiles when the payment of the yearly fee is received.  So this fee actually gives you quite a head start in earning enough points for a trip. 

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